Co-Ownership Mortgages

Buy as much of your home as you can afford and get help with the rest.

Do you want to buy a home but can’t afford it right now? If so, you might be eligible for the Co-Ownership Mortgage Scheme. Finding a home can be a challenging, time-consuming and expensive process. Add in the stress of saving for a deposit and it can make the process even more stressful. But don’t worry; the popular Co-Ownership Mortgage could be perfect for you.

Northern Mortgages award-winning, service can help you secure your dream property through Co-Ownership. All you have to do is purchase the share you can afford (between 50-90%) and rent the rest from Co-Ownership. And best of all, you don’t always need an upfront deposit. Then, as your financial circumstances improve, you can increase your share of your home until you own 100%.

Don’t worry about paperwork, lenders, solicitors and surveyors; we’ll manage all of this on your behalf.

*Your home may be repossessed if you do not keep up repayments on your mortgage

Yes, I want Northern Mortgages to help me

      
   Northern Mortgages
   22 Google reviews 
  Write a review 
  
 
 
   
 
 
        
   Colm Lavery 
 2024-02-28
 
 
  Fantastic service from Rachael & the team. Explained my morgage options in the current market and went above & beyond in securing the best morgage for me. All round excellent service!!!
  
 
       
   Conor Largey 
 2023-11-21
 
 
  Fantastic Service, Very Straightforward and takes all the stress out of getting your Mortgage, Rachel is brilliant and pro-active in getting you over the line, I have to say Northern Mortgages came highly recommended & I would recommend this service to everyone
  
 
       
   K M 
 2023-06-12
 
 
  I have just purchased my first home thanks to racheal. She really goes above an beyond for her clients and really does go that extra mile.  I highly recommend using the northern mortgages team  Thank you
  
 
       
   Neil McCamphill 
 2023-05-16
 
 
  Really appreciate Rachael's help getting a mortgage offer. I had been having problems getting an offer and had previously engaged a couple of mortgage advisors with no success. Over the moon to get an offer with Rachael's help and really appreciated the advice on insurance and a full run down of rates expenses etc. Thanks Rachael!
  
 
       
   Sean paul Hanna 
 2022-02-14
 
 
  Rachel and her team couldn't have helped me more than enough they made everything very easy for me with my first mortgage would definitely recommend them top class work appreciate it girls 👍👍
  
 
       
   Clare A 
 2021-10-22
 
 
  Rachael is fantastic at her job, she has an amazing team of professional individuals! They couldn’t have made my first time mortgage any easier. Each step was explained and executed perfectly and punctually making the whole experience as smooth as it could be, would highly recommend! Thanks to everyone Northern mortgages.
  
 
       
   Nika Ketrari 
 2021-10-08
 
 
  
  
 
       
   Adam Binu 
 2020-09-30
 
 
  Very brilliant service and  i will highly recommend  her  for the mortgage advice...
  
 
       
   lesley king 
 2020-03-18
 
 
  Excellent information, advise & knowledge. . Brilliant and friendly staff.  Great 😁👍
  
 
       
   Bronagh Finlay 
 2019-09-13
 
 
  I contacted Rachael and the team about how much my mortgage had increased after my two year fixed term had come to an end. Rachael contacted me the following day with a few options on new mortgages and before I knew it Rachael had explained all the details on what needed to be done in an easy and manaegeable way. Northern Mortgages saved  me over £120 a month. I was absolutely delighted and the new bank that has taken  on my mortgage gave me a cashback incentive, so now the Christmas presents for this year have been  taken care of. Thanks to all at Northern Mortgages and thanks Rachael for your quick action.
  
 
  
  
 
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Get your dream home in 4 easy steps

STEP 1

Contact Northern Mortgages

We’ll identify top First Time Buyer Mortgage deals for you.

STEP 2

Quick and straightforward process

Answer some quick questions, and we’ll explain what Co-Ownership Mortgage deals you’re eligible for.

STEP 3

Apply

Once we’ve found a suitable First Time Buyer Mortgage deal for you, we’ll handle all the paperwork on your behalf.

STEP 4

Get a decision

We’ll chase the mortgage lender on your behalf and come back to you with a decision quickly.

Got a question?

Contact the Northern Mortgages team today for advice you can trust.

243 Falls Road, Belfast, BT12 6FB

028 90 230 777

info@northernmortgages.com

Links

MortGages

Insurance

Company

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Northern Mortgages is a trading name of Rachael Mullan who are an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Limited. First Complete Limited is authorised and regulated by the Financial Conduct Authority.

The guidance contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK

Insurance
We will not charge you a fee for our services relating to insurance, but we will receive commission from the product provider. The commission will be calculated as a proportion of the premiums paid for the insurance product.

You will receive a quotation which will tell you about the fees and charges relating to any insurance policy that we recommend.

Mortgages
No fee will be charged for our advice services. We will be paid a procuration fee from