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Mortgages

Mortgages

Quality mortgage packages that are personal and tailered to your exact needs

Are you a first-time buyer seeking a mortgage or a home mover seeking a better mortgage deal?

Or maybe you are seeking to remortgage your existing property or invest in a property with a Buy to Let mortgage?

Maybe you’re interested in a Co-Ownership Mortgage?

Whatever stage you’re at, Northern Mortgages has access to top deals available to help make your property dream a reality.

Yes, I want a mortage advice

Rachel from Northern Mortgages for everything she done, couldn't fault her at all!! We highly recommend.

- Feb 2024
reMORTGAGING

Get the best remortgaging deal

Remortgaging your property can save you a lot of money, but only if you choose the right options that suit your needs.

Timing is everything when you are considering remortgaging.

If your current deal is about to end and you want a better rate, remortgaging might be the perfect solution.

And if your home’s value has gone up significantly, you could benefit from much lower rates with a remortgage. 

Northern Mortgages will work with you every step of the way to ensure you get the most competitive remortgage deal that fits in with your lifestyle.

Yes, I want a mortage advice

First Time Buyer Mortgages

Secure your dream home with help from the mortgage experts. You never have to pay us a penny, ever! All mortgage brokers get the same commission fee as us from mortgage lenders. However, unlike other mortgage brokers, we don’t ask you to pay any more.

Learn More
Colm Lavery
Colm Lavery
2024-02-28
Fantastic service from Rachael & the team. Explained my morgage options in the current market and went above & beyond in securing the best morgage for me. All round excellent service!!!
Conor Largey
Conor Largey
2023-11-21
Fantastic Service, Very Straightforward and takes all the stress out of getting your Mortgage, Rachel is brilliant and pro-active in getting you over the line, I have to say Northern Mortgages came highly recommended & I would recommend this service to everyone
K M
K M
2023-06-12
I have just purchased my first home thanks to racheal. She really goes above an beyond for her clients and really does go that extra mile. I highly recommend using the northern mortgages team Thank you
Neil McCamphill
Neil McCamphill
2023-05-16
Really appreciate Rachael's help getting a mortgage offer. I had been having problems getting an offer and had previously engaged a couple of mortgage advisors with no success. Over the moon to get an offer with Rachael's help and really appreciated the advice on insurance and a full run down of rates expenses etc. Thanks Rachael!
Sean paul Hanna
Sean paul Hanna
2022-02-14
Rachel and her team couldn't have helped me more than enough they made everything very easy for me with my first mortgage would definitely recommend them top class work appreciate it girls 👍👍
Clare A
Clare A
2021-10-22
Rachael is fantastic at her job, she has an amazing team of professional individuals! They couldn’t have made my first time mortgage any easier. Each step was explained and executed perfectly and punctually making the whole experience as smooth as it could be, would highly recommend! Thanks to everyone Northern mortgages.
Nika Ketrari
Nika Ketrari
2021-10-08
Adam Binu
Adam Binu
2020-09-30
Very brilliant service and i will highly recommend her for the mortgage advice...
lesley king
lesley king
2020-03-18
Excellent information, advise & knowledge. . Brilliant and friendly staff. Great 😁👍
Bronagh Finlay
Bronagh Finlay
2019-09-13
I contacted Rachael and the team about how much my mortgage had increased after my two year fixed term had come to an end. Rachael contacted me the following day with a few options on new mortgages and before I knew it Rachael had explained all the details on what needed to be done in an easy and manaegeable way. Northern Mortgages saved me over £120 a month. I was absolutely delighted and the new bank that has taken on my mortgage gave me a cashback incentive, so now the Christmas presents for this year have been taken care of. Thanks to all at Northern Mortgages and thanks Rachael for your quick action.
First Time Buyers

FREE, award-winning First Time Buyer Mortgage advice from Northern Ireland’s mortgage experts.

Buying your first home is a monumental step, filled with both excitement and uncertainty. It's a journey that's often laden with questions about mortgages, deposits, terms, and rates. At Northern Mortgages, we're here to make this journey smoother for you. Our team of dedicated mortgage experts in Northern Ireland offers award-winning advice.

Home Movers Mortgage

Downsizing or upsizing your home? Moving to a new area?
Let us help you.

Have you outgrown your current home and need somewhere with a little more space? Or maybe you’d like to downsize, or you just want to move to a new area? At Northern Mortgages, We have access to a comprehensive range of Home Movers Mortgage deals. Our award-winning, hassle-free service will guide you through every step of the process.
Buy To Let Mortgages

Find the perfect Buy to Let Mortgage.

Securing a Buy to Let Mortgage can be a fantastic investment into your future.Renting out a house or flat to tenants can provide you with a stable and regular income. Northern Mortgages has access to premier Buy to Let Mortgages deals. We’ll even take care of all the paperwork on your behalf with our service.

Co-Ownership Mortgages

Buy as much of your home as you can afford and get help with the rest.

Finding a home can be difficult at the best of times. Add in the stress of saving for a deposit and it can make the process even more challenging.
A deposit is not always needed with Co-Ownership, depending on your personal circumstances.

Self-employed Mortgages

Getting a mortgage when you’re self-employed doesn’t need to be difficult

Are you running your own business and worried about getting a mortgage in Northern Ireland. Are you confused about how to go about applying for a mortgage when you’re self-employed? Allow Northern Mortgage’s team of experts to find you the optimal self-employed mortgage with competitive rates.

Remortgages

Maximize Your Home's Potential with Hassle-Free Remortgage Solutions

A remortgage can open doors to financial flexibility and opportunities. Whether you're looking to secure a better interest rate, release equity, or consolidate debts, Northern Mortgages is here to guide you through the process. Our experienced team of mortgage advisors will assess your unique situation and recommend the best remortgage options that align with your financial goals.

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Got a question?

Contact the Northern Mortgages team today for advice you can trust.

Contact us

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Northern Mortgages is a trading name of Rachael Mullan who are an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Limited. First Complete Limited is authorised and regulated by the Financial Conduct Authority.

The guidance contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK

Insurance
We will not charge you a fee for our services relating to insurance, but we will receive commission from the product provider. The commission will be calculated as a proportion of the premiums paid for the insurance product.

You will receive a quotation which will tell you about the fees and charges relating to any insurance policy that we recommend.

Mortgages
No fee will be charged for our advice services. We will be paid a procuration fee from

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