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First Time Buyer Mortgages

First Time Buyer Mortgages

FREE, award-winning First Time Buyer Mortgage advice from Northern Ireland’s mortgage experts.

Buying your first home can be one of the most exciting experiences in your life. But it can also be daunting; trying to cut through the jargon and paperwork isn’t fun. You’ll have questions like:

How much can I afford for a mortgage in Northern Ireland?
How much of a deposit will I need for a mortgage?
What mortgage term should I take for a First Time Buyer Mortgage?
What is the difference between fixed and variable rate mortgages?
Should I choose a 2-year, 3-year or 5-year mortgage deal?
Will I be able to afford this mortgage with my current lifestyle?

At Northern Mortgages, we’ll cut through the jargon and guide you every step of the way with our unbiased, fee-free advice.

With access to the best First Time Buyer Mortgages available, we’ll take care of all the paperwork so you can enjoy shopping trips to IKEA for your dream home.

The process is straightforward.

Answer a couple of short questions, and we’ll calculate how much you can borrow.

We’ll explain how much everything will cost and then walk you through the entire purchasing process.

I want Northern Mortgages to help me
K M
K M
2023-06-12
I have just purchased my first home thanks to racheal. She really goes above an beyond for her clients and really does go that extra mile. I highly recommend using the northern mortgages team Thank you
Neil McCamphill
Neil McCamphill
2023-05-16
Really appreciate Rachael's help getting a mortgage offer. I had been having problems getting an offer and had previously engaged a couple of mortgage advisors with no success. Over the moon to get an offer with Rachael's help and really appreciated the advice on insurance and a full run down of rates expenses etc. Thanks Rachael!
Sean paul Hanna
Sean paul Hanna
2022-02-14
Rachel and her team couldn't have helped me more than enough they made everything very easy for me with my first mortgage would definitely recommend them top class work appreciate it girls 👍👍
Clare A
Clare A
2021-10-22
Rachael is fantastic at her job, she has an amazing team of professional individuals! They couldn’t have made my first time mortgage any easier. Each step was explained and executed perfectly and punctually making the whole experience as smooth as it could be, would highly recommend! Thanks to everyone Northern mortgages.
Nika Ketrari
Nika Ketrari
2021-10-08
Adam Binu
Adam Binu
2020-09-30
Very brilliant service and i will highly recommend her for the mortgage advice...
lesley king
lesley king
2020-03-18
Excellent information, advise & knowledge. . Brilliant and friendly staff. Great 😁👍
Bronagh Finlay
Bronagh Finlay
2019-09-13
I contacted Rachael and the team about how much my mortgage had increased after my two year fixed term had come to an end. Rachael contacted me the following day with a few options on new mortgages and before I knew it Rachael had explained all the details on what needed to be done in an easy and manaegeable way. Northern Mortgages saved me over £120 a month. I was absolutely delighted and the new bank that has taken on my mortgage gave me a cashback incentive, so now the Christmas presents for this year have been taken care of. Thanks to all at Northern Mortgages and thanks Rachael for your quick action.
Declutter NI
Declutter NI
2019-09-12
Northern Property are a very good company we called for mortgage advice 5 years ago and Rachael went far and beyond to help us. We are currently moving house at the moment and again Rachael was to hand with great advice and service so if anyone looking any housing advice Northern Property are the company. We not only got new house we also gained a friend thanks for all your help Rachael at Northern property.
Owen McErlain
Owen McErlain
2019-02-19
I couldn’t recommend Rachael enough! We were so stressy about getting our mortgage approved, and Rachael made it all seem so easy and hassle free. Can’t imagine how we would have done it without her! 👍🏻 We’ll be back in with Rachael when the time comes, and couldn't think of going to anyone else! Wouldn’t think twice about recommending Northern Mortgages!

Get your dream home in 4 easy steps

Contact us
STEP 1
Contact Northern Mortgages
We’ll identify the very best First Time Buyer Mortgage deals for you.
STEP 2
Quick and straightforward process
Answer some quick questions, and we’ll explain what First Time Buyer Mortgage deals you’re eligible for.
STEP 3
Apply
Once we’ve found you the best First Time Buyer Mortgage deal for you, we’ll fill out all the paperwork on your behalf.
STEP 4
Get a decision
We’ll chase the mortgage lender and solicitors on your behalf and come back to you with a decision quickly.

Got a question?

Contact the Northern Mortgages team today for fee-free advice you can trust.

Contact us
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